How does Online Pawnbroking work?
Pawn loans are an easy and fast way for you to raise cash
- No credit check or proof of income needed.
- You can borrow the value of your item, from £10 to £50,000 for up to six months
Taking out a loan against your valuables is an ideal solution if you are struggling to find a personal loan, or simply need a flexible short-term loan.
If for any reason you don't wish to accept the loan offer we give for your item, we'll return your item(s) via Special Delivery, with insurance of £500 for your peace of mind. Please note, although the utmost care is taken, in some cases the gold testing process can scratch and/or blemish the item. In order to complete your loan we may require proof of ID. We will where possible use electronic ID validation available through TransUnion. We will only be able to pay into the bank account of the person named on the contract.
If the pawned items are not renewed or redeemed at the end of the loan contract we may seek to recover our monies by auctioning your items to attain a fair market price. This only applies to loans over £75.
If you can't send your items to us, we can come to you. Our free courier service is now available. All you need is access to a printer to print your label and we'll do the rest!
Representative Example: Total amount of credit: £200 for 6 months. Total amount payable in one instalment: £325.88.
Total charge for credit: £125.88(Interest Only). Interest rate 125.9% pa(fixed).
Representative APR 165.5 %APR. Maximum payment term up to 6 months.
* Quote in 30 minutes if submitted between 9am - 5:30pm, Monday - Saturday
REPRESENTATIVE 165.5 % APR
Loans are secured on your items, if the loan is not repaid it will be sold to pay the debt.