H&T began serving communities around London in 1897. Since then, we have expanded to become one of the most established and leading alternative finance providers in the UK.
With a wealth of experience in luxury asset lending and with our in-house and specialist valuations teams, we endeavour to provide the best service for the widest group of people.
Interest rates typically start from 2% monthly and can vary, subject to loan value and asset type.
We lend against:
- Luxury Watches
- Jewellery
- Diamonds & gemstones
- Fine Art
- Luxury & Classic Cars
- Gold Bullion & Coins
- Designer Handbags
- Antiques
- This list is not exhaustive
The Process
-
Enquiry
Contact one of our Business Development Team via phone or email with your enquiry.
The team will take some basic details and dependant on the asset(s), aim to provide an indicative offer the same day. -
Valuation
The Business Development Team will arrange to provide a valuation on the asset(s). This can be done by arranged appointment at clients home, alternate location or at one of our 270+ stores UK wide. The Business Development Team will discuss loan requirements with the client and liaise with our Specialist Valuations Team.
-
Collection
Once the client is happy with
the valuation, our Business
Development Team will arrange to securely collect clients’ asset(s)* or alternatively the client can arrange an appointment and bring their assets to us. *Dependent on the asset(s),specialist transport methods can be arranged. -
Contract
The Business Development Team will draw up the contract and send via email to the client.* They will then call the client to confirm the details of contract. The contract can be sign electronically * Prior to signing the contract we verify the identity of clients to comply with anti-money laundering regulations.
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Completion
After the client signs the agreement electronically, we will arrange for the funds to be transferred to the client’s bank
account. The client can redeem their loan at anytime throughout the term of the loan. The Business Development team can be contacted at anytime by the client to discuss any queries such as renewal or extension options.
