H&T stores are positioned on the high street in most towns and cities across the UK. The store network is complemented by our website handt.co.uk, from which customers can access our range of financial products, and high quality new and pre-owned jewellery and watches.

H&T’s vision is to make pawnbroking a more widely accepted and valued financial service by ensuring that borrowing against an asset is simple, inclusive and transparent. The Group’s strategy is to grow its sustainable business model responsibly.

Increasing need for small-sum, short-term loans at a time when supply of such credit is constrained. Our retail products represent good value for money, a store of value and have strong sustainability credentials.