- Borrowing £300 for 6 months
- Monthly repayments of £100.38
- Total repayable £401.52
3 simple steps
Tell us about yourself
We make the effort to understand people and we don’t judge you simply based on your credit score. Tell us about your income and how you spend your money on an average month so we can include this in our decision.
Visit your chosen store
Once you've submitted your application you simply pop down to your local store to finalise your loan, with your identification, proof of address, bank statement and latest payslip.
Visit your local store
Visit your local store for approval. Once approved you will receive you cash the same day!
About our loans
Not a payday loan
H&T loans are paid back over your chosen period so there is no lump sum to repay in one go.
No hidden charges
With a H&T loan the amount you pay back will NOT change. There are no hidden charges or fees.
We are not brokers
Loans are directly funded by H&T. You will always deal with us throughout your loan term.
Our loan centre team are on hand to help 7 days a week on 0800 085 1090. Monday - Friday 9am - 8pm, Saturday 9am - 5pm, Sunday 10am - 2pm
Join over 50,000 customers who have taken out a loan with H&T
- 96% of customers would recommend us to family and friends*
- Your privacy is paramount - so we hold all personal data securely.
- We're transparent about our process, so you can see how it works.
- Visit your local store to get your loan paid out in cash.
*based on customer survey data collected 29/11/2017 to 04/12/2017.