The Company Secretary is Fiona Woolfe, LLB.

Fiona is a 22-year qualified solicitor and has had extensive experience in advising businesses in the retail and financial services sectors. Fiona joined H&T in September 2021.


  • Chris Gillespie (Chief Executive)

    Chris started his career at Barclays including 10 years in branches in the West Country. Chris subsequently held a number of senior roles in consumer finance including Amigo Loans, 118118Money and most recently Chris was Managing Director of Consumer Credit Division at Provident Financial PLC.

    Chris joined H&T in September 2020.

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  • Diane Giddy (Chief Financial Officer)

    Diane’s career spans banking and financial experience. Diane was part of the FirstRand Group for thirteen years of her career, where she held several senior finance positions across the Investment Banking Business, most recently as the Chief Financial Officer of the London Branch where she enjoyed a wide remit.  Diane is a member of the Institute of the Chartered Accountants in England and Wales as well as a CFA Charterholder, CFA Institute.

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  • James Thornton

    James has worked extensively in UK financial services since 1990. After joining Morgan Stanley, he worked successively for BAT Industries as head of finance and strategy for financial services, Group deputy finance director and UK finance director at Old Mutual Plc and head of the FX division at IFX plc. He was Finance Director at AIM Listed Global Health Partner Plc and until 2015 director at Hannam & Partners. He is an FCA and Harvard MBA.

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  • Toni Wood

    Toni's career spans Retail (Sainsburys, DFS Group), Hospitality (Costa Coffee) , FMCG (Proctor and Gamble), and Technology and e-commerce (

    She has expertise in Marketing, Digital Transformation, Category Management and Product Innovation. A McKinsey Marketing Academy Fellow, as well as an Advisor to the Board for Econsultancy and a qualified Positive Psychology coach, Toni has most recently spent 3 years as a Director and as the Chief Commercial Officer for the DFS Group, and latterly as Chief Marketing Officer at

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  • Simon Walker

    Simon has wide experience of working with financial services business that support customers who have a short term need for funds, having advised many in his 30 years as a partner in KPMG’s Financial services practice.

    He is a chartered accountant and has a degree in Law. He is a non executive director of One Savings Bank plc and Charter Court Financial Services plc.

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  • Robert van Breda

    Robert brings a wealth of financial services experience from his earlier career at NatWest and then more recently as CFO and in other executive director roles with challenger banks Vanquis and Cashplus. In his most recent role as interim CFO he helped Griffin Financial Technology Limited obtain a banking licence earlier this year. It is intended that Robert will Chair the Audit Committee.

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  • Lawrence Guthrie

    Lawrence brings to the Board more than 30 years corporate finance advisory experience, the last 20 of which have been dedicated to financial services. Lawrence started his career at Charterhouse, before co-founding the financial services practice at Hawkpoint and subsequently at Quayle Munro, which was acquired by Houlihan Lokey in 2018, and where Lawrence continues to be a Managing Director.

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  • Catherine Nunn

    Catherine is a highly experienced CEO and retailer, having had broad experience across a variety of commercial environments, much of which has been with ‘blue chip’ businesses, including BP and Lakeland Ltd. Following her role as CEO of Lakeland Ltd, she became Deputy Chair of the company. It is intended that Catherine will Chair a newly formed Customer Committee, focused on ensuring we continue to consider customers as being central to everything we do.

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  • Sally Veitch

    Sally is an established NED, with extensive experience as a former Finance Director, and with strong consumer-led experience. Sally has held non-executive roles across Audit, Remco and Nomco committees over the last 10 years at LHV Bank Limited, Tipton & Coseley Building Society, Perenna Bank, Redwood Bank. She was also the Director of Finance of Home Retail Group. It is intended that Sally will Chair the Risk Committee.

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