For full functionality on this website it is necessary for a browser that supports JavaScript to be used. Please upgrade to browser that supports JavaScript to use all the features of this website.

Click here to find out more

This website uses cookies. We use cookies to give you the best experience. If you continue using our website, we will assume that you are happy to receive all cookies on this website. Cookie Policy

H&T Ayr

H&T Ayr

114 High St, Ayr, KA7 1PQ


Opening hours

Open Today Until Closed

  • Monday Closed
  • Tuesday Closed
  • Wednesday Closed
  • Thursday Closed
  • Friday Closed
  • Saturday Closed
  • Sunday Closed
Image for Ayr store

What's in store

  • Cash Loans
  • Pawnbroking
  • Retail
  • We Buy Gold
  • Travel Money
  • Cheque Cashing
  • Personal Loans
  • Western Union


Welcome to your local H&T store in Ayr!

We are a professional and friendly pawnbrokers, luxury goods retailer and money services provider, conveniently located on the High Street in Ayr town centre. You’ll find us just across the road from Santander bank, and close to local bus links and car parks, with the nearest being Boswell car park on Barns Street. If you’re arriving in Ayr by train, the branch is located just 10 minutes’ walk from Ayr rail station.

Our friendly staff members have over 30 years’ experience within the pawnbroking and jewellery retail industries, and can help you with professional and fully regulated money services. We offer pawnbroking,cheque cashing , foreign currency exchange and personal cash loans, all on a walk-in or appointment basis, whichever is the best option for your personal schedule. Our competitive rates and easily-accessible financial products help our customers with a range of cashflow solutions.

You can find us open from 9am until 5pm, every day except for Sundays, when we are closed. All customers can drop in at any time to browse or chat with the team about our services. If you would like to make an appointment, you can do so by calling us directly on 01292 619867 and we will be happy to arrange this with you. Similarly, if you have any visit requests or questions, please do give us a call or pop in-store.

We run a warm and comfortable branch, with approachable team members on-hand to provide amazing customer service every time. Our aim is to make sure our customers are listened to and made to feel relaxed and welcomed during their experience in-store with us. Come and see for yourself our vast range of retail jewellery and services we can provide with a warm Ayrshire smile. We look forward to meeting you soon.