- Borrowing £300 for 6 months
- Monthly repayments of £92.43
- Total repayable £554.58
3 simple steps
Tell us about yourself
We make the effort to understand people and we don’t judge you simply based on your credit score. Tell us about your income and how you spend your money in an average month so we can include this in our decision.
Get an online decision
Based on the information you provide we make a decision online. If you are unsuccessful we may offer other products that we feel may help you.
Money transferred to your account
Once your loan has been approved, we will let you know and we will transfer the funds directly into the bank account you’ve given to us. This usually takes a few hours during office hours.
About our loans
Not a payday loan
H&T loans are paid back over your chosen period so there is no lump sum to repay in one go.
No hidden charges
With a H&T loan the amount you pay back will NOT change. There are no hidden charges or fees.
We are not brokers
Loans are directly funded by H&T. You will always deal with us throughout your loan term.
Our loan centre team are on hand to help 7 days a week on 0800 085 1090. Monday - Friday 9am - 8pm, Saturday 9am - 5pm, Sunday 10am - 2pm
Join over 250,000 customers who have taken out a loan with H&T
96% of customers would recommend us to their family or friends *
- Your privacy is paramount - so we hold all personal data securely.
- We're transparent with our process, so you can see how it works.
- Got a question? Our FAQ section can help!
- We are commited to responsible lending.
- If you're not happy, please let us know.
*based on customer survey data collected 19/11/2017 to 04/12/2017.