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Pawnbroking Loans

Here at H&T Pawnbrokers, we offer pawnbroker loans that allow you to secure cash using valuables you rarely use. So, if you could do with some extra money, H&T can help with our convenient and easy-to-use service.

Total amount of credit: £200 for 6 months. Total amount payable in one instalment: £339.98. Total charge for credit: £139.98 (Interest Only). Interest rate 119.9% pa(fixed) Representative 155.8 %APR.

Minimum APR 25.4 %APR. Maximum APR 155.8 %APR. Minimum payment term: 1 Month. Maximum payment term: up to 6 months.

Select asset type

Jewellery image


Jewellery image


Jewellery image


Jewellery image


Jewellery image


Asset Information

      Asset Photos

      Your Details

      1 hour quote

      1 hour quote

      on most assets

      1 hour quote

      180+ stores

      UK nationwide

      1 hour quote

      out of 10

      on Trustpilot

      1 hour quote

      Safe & secure

      assets secured & insured

      How our Pawn Loans Work


      Fill in the online form above. We require details of your asset as well as your contact details.


      Our in-house valuations team will examine your submitted asset details and prepare a quote before getting in touch.


      If accepted, your asset(s) will be stored securely. Simply visit one of our stores to collect your cash.

      We are leading online pawnbrokers, and also have 247 locations across the UK. Whether you wish to apply through our website or in-person, you can access secured loans against your assets, such as jewellery, art, antiques, watches, and designer goods.

      Pawn loans are an easy and fast way for you to raise cash:

      • You don’t need to have a credit check or guarantor
      • You can borrow £250 to £50,000 for up to six months
      • You can make repayments anytime during your loan period
      • We’ll hold your items securely in one of our safes for the duration of your pawn loan and, once your balance is paid off, you get your assets back — it’s as easy as that!
      • If you have any questions, please get in touch.

      Pawn loans are an ideal solution if you have bad credit, or simply need a flexible short-term loan. Don’t forget that you can simply sell your valuables, too: we buy gold, silver, platinum, jewellery, watches, antiques, and more. To get started, apply for a quote online or visit your local H&T Pawnbrokers.

      Table of rates

      Loan Amount Monthly Interest
      £0 - £500 9.99%
      £501 - £2,500 8.99%
      £2,501 - £5,000 8.50%
      £5,001 - £7,500 7.50%
      £7,501 - £10,000 6.50%
      £10,000 - £15,000 5.50%
      £15,001 - £50,000 4.50%
      £50,000 - £100,000 3.50%

      All you need to know about pawnbroking

      We'll provide you with a fair and accurate offer for your assets so you know you are getting the best possible deal.