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Borrow money using your assets with H&T Pawnbrokers

Need a loan up to £50,000 and have an asset to secure it against? It only takes a few clicks to get a quote for a pawn loan. We lend against jewellery, watches, designer goods, art and more. Apply online today!

Select asset type

Jewellery image


Jewellery image


Jewellery image


Jewellery image


Jewellery image


Asset Information

Please enter a handbag type
Please enter an art type

Asset Photos

Your Details

1 hour quote

1 hour quote

on most assets

1 hour quote

180+ stores

UK nationwide

1 hour quote

out of 10

on Trustpilot

1 hour quote

Safe & secure

assets secured & insured

How our Pawn Loans Work


Fill in the online form above. We require details of your asset as well as your contact details.


Our in-house valuations team will examine your submitted asset details and prepare a quote before getting in touch.


If accepted, your asset(s) will be stored securely. Simply visit one of our stores to collect your cash.

Here at H&T Pawnbrokers, we offer pawnbroker loans that allow you to secure cash using valuables you rarely use. So, if you could do with some extra money, H&T can help with our convenient and easy-to-use service.

We are leading online pawnbrokers, and also have 180+ locations across the UK. Whether you wish to apply through our website or in-person, you can access secured loans against your assets, such as jewellery, art, antiques, watches, and designer goods.

Pawn loans are an easy and fast way for you to raise cash:

  • You don’t need to have a credit check or guarantor
  • You can borrow £250 to £50,000 for up to six months
  • You can make repayments anytime during your loan period
  • We’ll hold your items securely in one of our safes for the duration of your pawn loan and, once your balance is paid off, you get your assets back — it’s as easy as that!
  • If you have any questions, please get in touch.

Pawn loans are an ideal solution if you have bad credit, or simply need a flexible short-term loan. Don’t forget that you can simply sell your valuables, too: we buy gold, silver, platinum, jewellery, watches, antiques, and more. To get started, apply for a quote online or visit your local H&T Pawnbrokers.

Representative Example:

Total amount of credit: £250 for 6 months. Total amount payable: £399.85 in one repayment of £399.85. Interest rate 119.9% pa(fixed) Representative 155.8%APR

Tables of rates

Loan Amount Monthly Interest
£0 - £500 9.99%
£501 - £2,500 8.99%
£2,501 - £5,000 8.50%
£5,001 - £7,500 7.50%
£7,501 - £10,000 6.50%
£10,000 - £15,000 5.50%
£15,001 - £50,000 4.50%
£50,000 - £100,000 3.50%

All you need to know about pawnbroking

We'll provide you with a fair and accurate offer for your assets so you know you are getting the best possible deal.