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Knowledge Center

Financial Jargon Buster

The Money Advice Service carried out a study in 2014 which found that failure to understand financial jargon costs the average person £428 a year. As a responsible lender, we would like to help you avoid such losses! Here’s a selection of commonly used financial terms you may find useful:

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How to save for a wedding

Getting married isn’t cheap. In fact, the average UK wedding costs a whopping £30,111 according to Brides Magazine. While there’s nothing wrong with splashing this much cash on your big day if you have that kind of money to spare, you shouldn’t put yourself in debt keeping up with the Joneses wit...

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Birthstones Guide

Each month of the year correlates to a specific birthstone. It is believed that the origins of birthstones date back to the Breastplate of the High Priest written about in the Old Testament. The breastplate had twelve gemstones representing the twelve tribes of Israel. It was thought that these g...

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Small Business Finance

When it comes to raising funds for your business, it can pay to look beyond traditional financing routes such as bank loans and overdrafts. Unplanned overdraft fees are costly and the process of applying to banks for a loan can be time consuming and the rejection rate is high. According to a rece...

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Payday loans vs. personal loans: What's right for me?

Unexpected bills always seem to strike when they are least welcome. Sometimes, even the most carefully planned can't cover emergency costs that need paying, leaving you with serious financial issues. What's more, around 40% of the UK's population have no savings set aside at all, while 30% said t...

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H&T's list of relevant resources

H&T's list of relevant resources

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Can I get a business loan with bad credit?

Are you looking to start up a new business venture? Do you want to expand your SME beyond its current size? If the answer is yes, investment is usually the answer. And that might mean taking out a business loan.

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How to declutter and make money

Unless you live a very minimalist lifestyle, you’ve probably experienced the problem of having too much stuff lying around your home at some point. Clutter can be almost anything — the shoes you’ve worn twice in two years, the collection of DVDs that you never watch, or the jewellery that you can...

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How to create and stick to a budget

Being able to create a monthly budget and stick to it can help you enjoy a better quality of life. Doing so will help you manage your money much more effectively. We’ve put together this guide to help you take the first steps towards a better way of managing your finances, including tips on setti...

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Exchange rates: A guide to buying travel money for your next holiday

When planning a holiday, everyone wants to get the best value for money. We all know that biding our time and carrying out some research can help us to save on flights and accommodation. But, have you ever considered that putting just as much thought into buying your foreign currency could help y...

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