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Association Memberships

H&T are members of:

The National Pawnbrokers Association (NPA) 

The NPA was founded in 1892 and incorporated in 1931 as a company limited by guarantee. In June 1989, with the benefit of almost a century of experience, it reviewed and re-wrote its original constitution. The review had several purposes, but was undertaken in particular:

  • to take account of the recent expansion of the pawnbroking industry
  • to ensure efficient regulation of its affairs and those of its members
  • to protect the public interest, especially given the general environment of self-regulation in the financial services sector


The Consumer Credit Trade Association (CCTA) 

The Consumer Credit Trade Association was established in 1891 as a trade association for the Consumer Credit industry – they serve members by providing a strong lobbying voice, solid information and practical products and services.

Traditional values with an innovative outlook have meant that the CCTA has been influential throughout the last 100 years or so in the development of the complex credit industry that exists in the UK today.


The Credit Services Association (CSA)

The Credit Services Association is the UK trade association for companies in the debt collection and purchase industry. They provide resources and guidance to member companies to help them conduct business in an ethical, fair and effective manner.  The CSA’s aim is to make the debt collection process simple, clear and less stressful for those affected.