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Responsible Lending

We understand that most people will require financial help at some point in their lives and we believe that everyone should have a choice in how to meet that need. As a responsible lender, we will do our utmost to try to help, whilst at the same time ensuring our customers do not become unduly burdened.

It is our priority to carry out a number of stringent checks on all customers prior to loan approval.

For Pawnbroking Loans, this will include:

  • Identity confirmation
  • Valuation of the asset that you are using to secure the loan

For Personal Loans this will include:

  • Identity confirmation
  • Credit check
  • Income confirmation
  • Affordability check 

For independent and impartial advice on managing your money, visit The Money Advice Service